There have been a few news reports indicating that foreclosures are up in recent weeks.  Banks have been backlogged with bad accounts, and are finally catching up, which means that there will be more potential houses flooding the market, thereby reducing the average cost for a home, and further deflating the fragile housing markets. One way to stem the tide is to stop that sale, and reorganize in a Chapter 13, strip off second or third liens, and keep the neighborhoods stable. Chapter 13 is a wonderful tool to help people save their homes!  Contact me, Charles L. Basch II for a free consultation.  877-343-9930.