Chapter 7, Chapter 13, Detroit, Michigan, Foreclosure, Garnishment. Law, Lawyers, General Law, Questions About Law. Wills, Trusts, Grosse Pointe, St Clair Shores, Eastpointe, Roseville. DWI, OUIL Drunk Driving
New Payment Options
Now accepting credit cards on non-bankruptcy matters. email me at debtfreedetroit@gmail.com
Tuesday, January 22, 2013
11 U.S.C sec. 523 (a) Exceptions to Discharge
(a) A discharge under section 727, 1141, 1228(a), 1228(b), or 1328(b) of this title does not discharge an individual debtor
from any debt -
1-19 Lists specific exceptions from discharge
Under this section, there are 19 categories of debt that are removed from discharge. (Basic Framework)
A Debt for____
1. A tax custom or duty
2. Obtained by false pretenses, representation, or actual fraud
3. Neither listed or scheduled under 521(1)
4. For fraud or defalcation while acting in a fiduciary capacity, embezzlement or larceny
5. Domestic support obligations
6. Malicious injury by the debtor to another
7. To the extent such debt is for a fine, penalty, or forfeiture to the benefit of a governmental unit
8. Unless an undue hardship, for an educational benefit over-payment, or other educational loan
9. Death caused by operation of motor vehicle involving drugs or alcohol
10. Waived or denied discharge in a prior case
11. Fraud in fiduciary capacity of a credit union or depository institution
12. Malicious or reckless failure to fulfill commitment by debtor . . .
13. Restitution under Title 18 of the U.S. Code
14. Incurred to pay a tax to the United States that would be non dischargeable under (1) above
15. To a spouse, former spouse, child of the debtor not of the kind described in (5) above
16. To a condo association or membership association after the order for relief
17. Fee imposed on a prisoner
18. Owed to a pension, profit sharing, stock bonus, or other plan
19. For a violation of securities laws . . .
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment